Understanding Karmic Debt

Understanding Karmic Debt

People often think of karma as something that goes around and comes around, but karmic debt is something that is mostly picked up from past lives.

Once you know what karmic debt is, you have the chance to balance the debt and to make your life easier.

Karmic Debt

Karmic debt is what has happened to you in your past life, things that you thought and did, and now you are paying for it in this present life.

When you have learned your lesson in your karma, it is then that you will stop repeating the same things over and over again. Karmic debt doesn’t mean that your life is over, it is just a way that you can grow and balance your debts by repaying them faster.

When you help other people or you volunteer your time, this helps to balance your karmic debt and can even make your life better.

Signs of Karmic Debt

There are some signs that you have karmic debt in your life:

Behaviors and Patterns

When you have repeating negative behaviors and patterns, this can be karmic debt. You have to learn to control these things and stop doing them because that is the way to learn your lesson and move on.

People that have fears that they cannot explain are often dealing with karmic debt. This can be behaviors that last a lifetime, but they can come from the past life.

Mastering Life

Even if you try to avoid karmic debt, you will see that doing this will only make things worse. You need to let your karmic debt be understood so that you can settle it and move forward.

Learning to be self-aware will help you to stop adding to your karmic debt and help you to move forward.

Karmic Relationships

Karmic relationships are ones that are toxic and ones that you have to keep learning from over and over again. It can be hard to work through these, but they are necessary to work through to get your life in order.

Repeating Patterns

Trying to hide or bury karmic debt will only cause there to be more issues. When you don’t get your karmic debt taken care of, it can cause you to be stressed and anxious all the time.

Karmic Debt Numbers

When you look at karmic debt in numerology, you will see that there are some karmic debt numbers that might be part of your life. These numbers include 13, 14, 16 and 19.

Karmic Debt Numbers

Here are what the karmic debt numbers can mean in your life:


This number can mean that you are always putting your burdens on other people and that you are lazy and not responsible or accountable for what you do.


This karmic number means that you take your freedom, and you use it to hurt others or to be dominate. You are not vulnerable to people, and you have commitment issues.


The karmic number 16 means that you have a strong ego and that you have challenges and relationship issues that you have failed at. It probably means you have failed relationships over and over again.


This karmic number can mean that you abused your past power and that you made other people to suffer at your hands.

Figuring Out Karmic Debt

You might wonder how you can figure out your karmic debt and you can do this by getting your number to a single number.

Personality Number

This is calculated by adding together the digits of your birth month and birthday without the year.

Once you get to a single digit then you can figure out if you have karmic numbers.

Life Path

The life path number which is part of the sun astrology is when you add up the birthdate, the month, year, and the day and then get them to a single digit.


The expression number is about what you want to do in your life, and you can do this by adding the letters of your name together.

  • 1: A, J, S
  • 2: B, K, T
  • 3: C, L, U
  • D, M, V
  • 5: E, N, W
  • 6: F, O, X
  • 7: G, P, Y
  • 8: H, Q, Z
  • 9: I, R

Birthdate Number

This is the day of the month that you were born. If you were born on the 13th of the month, you are associated with a karmic number.

Soul Urge

The soul urge number will deal with what you want to do and what your desires are in your heart. You need to use your full name with the alphabet chart above.

Karmic Debt Versus Karmic Lessons

Karmic debts are debts that you have to pay back from your life and the things that happened in your past. Karmic lessons are karmic debts that are not as strong as the debt.

Karmic lessons are not calculated the same as karmic debts and this can be the different challenges that you have to face.

Repaying Karmic Debt

Being nice and kind is not going to pay back your karmic debt, but you have to learn to work through the karmic lesson. You need to be mindful to what is going on around you so that you can get rid of your debt.

Being aware of your actions and the things that you are doing, and thinking will help you to pay back your debt.

Instead of trying to repay things, experience life and take actions to be more aware of what you are doing. Think about what you are repaying by showing others that you have changed.

Look at karmic debts with love and compassion instead of avoiding them and allow yourself to learn your lesson.

Getting rid of karma can help you to move forward and if you need help, see a professional psychic to help you.


Karma exists and when you live your life, you can get stuck and not understand what is happening to you. Look into your past life and into numerology and find out what karmic debt has to do with your life and learn to balance it.